It may surprise you to know that according to the Association of British Insurers (ABI), UK insurers reject more than one in five household insurance claims each year. For this reason alone, we want to ensure you have the correct level of buildings and contents insurance in case you ever need to make a claim.
When it comes to choosing home insurance, there are so many things to consider from the type of cover and the policy excess and exclusions, to whether to opt for ‘new for old’ or ‘fair market value’. And all that is before you have even considered any items that need to be insured outside of your home or high-value items that might require separate cover. With so many options and variables to consider, you can see why price comparison sites with their one-size-fits-all policies are unlikely to cover your home and all its contents, regardless of any unforeseen circumstances or eventualities.
Our experienced team will take time to ask you all the pertinent, in-depth questions relating to your house and its contents before recommending a policy that covers everything you require. Our priority is always to make sure you are paying a competitive price that will give you protection and peace of mind, should you ever need to make a claim.
We will review your policy each year before renewal to take account of any changes and ensure you are getting the best deal that is available to you on the market.
If you’d like to know more about home insurance, please contact us – our friendly team would be delighted to help you find the right solution for you.